A Collaborative Project Between

Login to Your Account
Email Need an Account?
Password Forgot your password?
Search Our Curriculum
Search Our Entire Site
Google Custom Search
 

Educational Resources

Take Charge of Your Finances Semester Curriculum

The 18 week semester course recommendations are for daily, 45 minute class periods.  You may choose to integrate Life In, a spending plan simulation, throughout the semester or use it as a capstone lesson at the end of the semester.  The semester course recommendations have been developed and edited by educators for educators, thus the semester course meets most state and national standards for a variety of disciplines.  Upon opening each lesson there will be a description of the lesson, web links and the icon to download the plan.

A Student Workbook was developed in conjunction with the semester course recommendation.  The workbook contains all of the materials students will need to complete the semester course; a guide indicating how to use the materials, worksheets, assessment tools/rubrics, and information sheet handouts.  The workbook is used by many educators as a master copy of materials to use throughout the semester.  Please note the answer keys and student exams are not included in the workbook.

    

"Life in..." throughout

  

"Life in..." at the end

Week 1    Introduction, Values, Needs vs. Wants, & Goal Setting    Introduction, Values, Needs vs. Wants, & Goal Setting
Monday    General Classroom Introduction - Family Economics & Financial Education Pretest 1.30.0.B0    General Classroom Introduction - Family Economics & Financial Education Pretest 1.30.0.B0
Tuesday    Semester Course Review - Trivia 1.30.0.G1    Semester Course Review - Trivia 1.30.0.G1
Wednesday    Values Auction 1.17.4    Values Auction 1.17.4
Thursday    Needs vs. Wants 1.17.2    Needs vs. Wants 1.17.2
Friday    Setting Financial Goals 1.17.3    Setting Financial Goals 1.17.3
Week 2    Values, Needs vs. Wants, Goal Setting, & Life Cycle of Planning    Values, Needs vs. Wants, & Goal Setting and Life Cycle Planning
Monday    A Collage About Me 1.17.1    A Collage About Me 1.17.1
Tuesday    A Collage About Me 1.17.1    A Collage About Me 1.17.1
Wednesday    A Collage About Me 1.17.1    A Collage About Me 1.17.1
Thursday    Life Cycle of Financial Planning 1.11.2    Life Cycle of Financial Planning 1.11.2
Friday    Interest Inventory 1.1.6    Interest Inventory 1.1.6
Week 3    Career Development    Career Development
Monday    Interest Inventory 1.1.6    Interest Inventory 1.1.6
Tuesday    Career Research 1.1.2    Career Research 1.1.2
Wednesday    Career Research 1.1.2    Career Research 1.1.2
Thursday    Career Research 1.1.2    Career Research 1.1.2
Friday    Career Research 1.1.2    Career Research 1.1.2
Week 4    Career Development    Career Development
Monday    Investment in Yourself 1.1.9    Investment in Yourself 1.1.9
Tuesday    Investment in Yourself 1.1.9    Investment in Yourself 1.1.9
Wednesday    Comparing Job Offers 1.1.3    Comparing Job Offers 1.1.3
Thursday    Career Development Guest Speaker    Career Development Guest Speaker
Friday    "Life in..." 3.18.0 (Introduction of Identities and Setting Financial Goals)    Assessment - Career Development and Life Cycle Spending 1.30.0.B1
Week 5    Paychecks    Paychecks & Spending Plans
Monday    Assessment - Career Development and Life Cycle Spending 1.30.0.B1    Understanding Your Paycheck and Tax Forms 1.13.1
Tuesday    Understanding Your Paycheck and Tax Forms 1.13.1    Understanding Your Paycheck and Tax Forms 1.13.1
Wednesday    Understanding Your Paycheck and Tax Forms 1.13.1    Understanding Your Paycheck and Tax Forms 1.13.1
Thursday    Understanding Your Paycheck and Tax Forms 1.13.1    Introduction to Spending Plans 1.15.3
Friday    "Life in..." 3.18.0 (Reading a Paycheck)    Developing a Spending Plan 1.15.2
Week 6    Spending Plans    Spending Plan & Saving
Monday    Introduction to Spending Plans 1.15.3    Developing a Spending Plan 1.15.2
Tuesday    Developing a Spending Plan 1.15.2    Developing a Spending Plan 1.15.2
Wednesday    Developing a Spending Plan 1.15.2    Assessment - Paychecks and Spending Plans 1.30.0.B2
Thursday    Developing a Spending Plan 1.15.2    Introduction to Savings 1.14.1
Friday    "Life in..." Personal Profiles 3.18.0    Time Value of Money 1.14.5
Week 7    Saving    Saving
Monday    Assessment - Paychecks and Spending Plans 1.30.0.B2    Time Value of Money 1.14.5
Tuesday    Introduction to Saving 1.14.1    Rule of 72 1.14.3
Wednesday    Time Value of Money 1.14.5    Managing Your Cash 1.14.2
Thursday    Time Value of Money 1.14.5    Managing Your Cash 1.14.2
Friday    Rule of 72 1.14.3    Savings Terminology 1.14.4
Week 8    Saving    Investing
Monday    Managing Your Cash 1.14.2    Savings Terminology 1.14.4
Tuesday    Managing Your Cash 1.14.2    Assessment - Savings 1.30.0.B3
Wednesday    Saving Terminology 1.14.4    Language of the Stock Market 1.12.2
Thursday    Saving Terminology 1.14.4    Language of the Stock Market 1.12.2
Friday    "Life in..." 3.18.0 (Saving)    Language of the Stock Market 1.12.2
Week 9    Investing    Major Expenditures - Housing
Monday    Assessment - Saving 1.30.0.B3    Language of the Stock Market 1.12.2
Tuesday    Language of the Stock Market 1.12.2    Assessment - Investing 1.30.0.B4
Wednesday    Language of the Stock Market 1.12.2    Renting vs. Owning a Home 1.9.3
Thursday    Language of the Stock Market 1.12.2    Securing a Living Space 1.9.5
Friday    Language of the Stock Market 1.12.2    Guest Speaker on Housing
Week 10    Major Expenditures - Housing    Major Expenditures - Transportation
Monday    Assessment - Investing 1.30.0.B4    Assessment - Housing 1.30.0.B5
Tuesday    Renting vs. Owning a Home 1.9.3    What's the Best Deal? Shopping for an Automobile Loan 1.16.3
Wednesday    Securing a Living Space 1.9.5    What's the Best Deal? Shopping for an Automobile Loan 1.16.3
Thursday    Guest Speaker - Housing    What's the Best Deal? Shopping for an Automobile Loan 1.16.3
Friday    Assessment - Housing 1.30.0.B5    Automobile Insurance 1.16.1
Week 11    Major Expenditures - Transportation    Major Expenditures - Transportation
Monday    What's the Best Deal? Shopping for an Automobile Loan 1.16.3    Automobile Insurance 1.16.1
Tuesday    What's the Best Deal? Shopping for an Automobile Loan 1.16.3    Researching an Automobile 1.16.2
Wednesday    What's the Best Deal? Shopping for an Automobile Loan 1.16.3    Researching an Automobile 1.16.2
Thursday    Automobile Insurance 1.16.1    Researching an Automobile 1.16.2
Friday    Automobile Insurance 1.16.1    Researching an Automobile 1.16.2
Week 12    Major Expenditures - Transportation    Major Expenditures - Food
Monday    Researching an Automobile 1.16.2    Guest Speaker - Automobiles
Tuesday    Researching an Automobile 1.16.2    An Evaluation of Convenience 1.8.1
Wednesday    Researching an Automobile 1.16.2    An Evaluation of Convenience 1.8.1
Thursday    Researching an Automobile 1.16.2    An Evaluation of Convenience 1.8.1
Friday    Guest Speaker - Transportation    Assessment -Transportation and Food 1.30.0.B6
Week 13    Major Expenditures - Food    Financial Institutions
Monday    "Life in..." 3.18.0 (Transportation & Housing)    Financial Institutions 1.7.3
Tuesday    An Evaluation of Convenience 1.8.1    Financial Institutions 1.7.3
Wednesday    An Evaluation of Convenience 1.8.1    Electronic Banking 1.7.2
Thursday    An Evaluation of Convenience 1.8.1    Electronic Banking 1.7.2
Friday    "Life in..." 3.18.0 (Food & Flexible Expenses)    Electronic Banking 1.7.2
Week 14    Financial Institutions    Financial Institutions & Credit
Monday    Assessment - Transportation and Food 1.30.0.B6    What's What in Banking 1.7.4
Tuesday    Financial Institutions 1.7.3    Assessment - Financial Institutions 1.30.0.B7
Wednesday    Financial Institutions 1.7.3    What is Credit 1.4.3
Thursday    Electronic Banking 1.7.2    Selecting a Credit Card 1.4.1
Friday    Electronic Banking 1.7.2    Selecting a Credit Card 1.4.1
Week 15    Financial Institutions & Credit    Credit & Consumer Protection
Monday    Electronic Banking 1.7.2    Selecting a Credit Card 1.4.1
Tuesday    What's What in Banking 1.7.4    Understanding Credit Reports 1.4.2
Wednesday    Assessment - Financial Institutions 1.30.0.B7    Understanding Credit Reports 1.4.2
Thursday    What is Credit 1.4.3    Assessment - Credit 1.30.0.B8
Friday    Selecting a Credit Card 1.4.1    Identity Theft 1.3.1
Week 16    Credit    Insurance
Monday    Selecting a Credit Card 1.4.1    Identity Theft 1.3.1
Tuesday    Selecting a Credit Card 1.4.1    Identity Theft 1.3.1
Wednesday    Understanding Credit Reports 1.4.2    Types of Insurance 1.10.1
Thursday    Understanding Credit Reports 1.4.2    Types of Insurance 1.10.1
Friday    Assessment - Credit 1.30.0.B8    Assessment - Consumer Protection and Insurance 1.30.0.B9
Week 17    Consumer Protection    "Life in..."
Monday    Identity Theft 1.3.1    "Life in..." 3.18.0
Tuesday    Identity Theft 1.3.1    "Life in..." 3.18.0
Wednesday    Identity Theft 1.3.1    "Life in..." 3.18.0
Thursday    Types of Insurance 1.10.1    "Life in..." 3.18.0
Friday    Types of Insurance 1.10.1    "Life in..." 3.18.0
Week 18    Insurance    "Life in..."
Monday    Assessment - Consumer Protection and Insurance 1.30.0.B9    "Life in..." 3.18.0
Tuesday    "Life in..." 3.18.0 (Insurance, Credit, & Spending Plan Reaching A Zero Balance)    "Life in..." 3.18.0
Wednesday    "Life in..." 3.18.0.G1 Review and Trivia Game    "Life in..." 3.18.0
Thursday    Semester Course Review - Trivia Game 1.30.0.G1    Semester Course Review - Trivia 1.30.0.G1
Friday    Semester Course Final Exam 1.30.0.B0    Semester Course Final Exam 1.30.0.B0